How Big A Loan Can I Get

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Posted on November 23, 2018 at 17:30 PM

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Q&A: How Big of a Home Loan Can I Get in California?
A common question among home buyers and mortgage shoppers is: “How big of a home loan can I get in California?” The best way to answer this question is to get pre-approved for a mortgage loan, and we can definitely help you with that.
How Big a Mortgage Can I Get? - Helpful Calculators
The size of your deposit in relation to the house cost has a big effect on what kind of deal you can get. A useful metric for measuring the deposit in relation to purchase price is the loan-to-value ratio (LTV). A 10% deposit equates to an LTV of 90%. The lower the LTV ratio the better.
Mortgage Calculator: How Much Can I Borrow? - NerdWallet
That can greatly impact your decision on whether to choose a 30-year fixed rate loan or a shorter term. The longer term will provide a more affordable monthly payment, but you’ll pay a lot more ...

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