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Posted on November 19, 2018 at 03:12 AM



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How Debt Consolidation Affects Your Credit Score ...
And, as the balances on those debts fall, so does your credit utilization ratio. Your utilization ratio refers to the amount of credit you used over the total amount of credit available to you on your cards. Credit utilization counts for 30 percent of your FICO score. The higher your utilization, the more damage it can do to your credit score.
Stop Throwing Money in the Trash - badcredit.org
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Credit Scores 517 | Credit Karma
People will say you can carry some money, I say no. Pay it all off. Budget your finances and determine how much you can pay on debt per month. ... So I have discovered how to beat the system and consistently maintain an excellent credit score. The trick is to nurture your income to debt ratio. ... The Credit Advice pages of the Site may contain ...

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