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Did you know you can get FREE MONEY to purchase a home? - NJ Mortgage Grants
Did you know you can get FREE MONEY to purchase a home - NJ Mortgage Grants
New Jersey Housing and Mortgage Finance Agency | Urban Target Areas (UTAs)
New Jersey Housing and Mortgage Finance Agency Urban Target Areas UTAs
New Jersey Housing and Mortgage Finance Agency
New Jersey Housing and Mortgage Finance Agency
NJHMFA's Downpayment Assistance Programs
NJHMFA s Downpayment Assistance Programs
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the njhmfa down payment : The NJHMFA state-wide Down Payment Assistance Program (DPA) provides $10,000 for qualified first-time homebuyers to use as down payment and closing cost assistance when purchasing a home in New Jersey. The DPA is an interest-free, five-year forgivable second loan with no monthly payment.NJHMFA Down Payment Assistance (NJHMFA DPA) For up-to-date information, 24-hours a day, visit us online at www.njhousing.gov • Updated 5.29.18 PROGRAM DESCRIPTION Accumulating the funds for down payment and closing costs is a common barrier to potential homeowners. The New Jersey Housing and Mortgage Finance Agency (NJHMFA)The First-Time Homebuyer Mortgage Program is the foundational mortgage program that can be combined with the NJHMFA Down Payment Assistance Program, which provides qualified buyers with $10,000 as an interest-free, five-year forgivable second loan with no monthly payment that can be used to cover down payment and closing costs.Under the NJHMFA Down Payment Assistance Program, qualified borrowers can receive up to $10,000 in assistance funds. The assistance funds can be put toward the closing costs or down payment, and they come in the form of a zero-interest, second mortgage with no monthly payments.For questions about on how to obtain NJHMFA DPA down payment and closing cost assistance, visit our NJHMFA DPA page, or 1-800-NJHOUSE.; For questions about our First-Time Homebuyer programs, visit our Homebuyer Programs page or our hotline at 1-800-NJ-HOUSE.; To learn more about Smart Growth or for specific questions regarding designation of Smart Growth Areas, contact the Office for ...The NJHMFA Down Payment Assistance Program (DPA) provides $10,000 for qualified first-time homebuyers to use as down payment and closing cost assistance when purchasing a home in New Jersey. The DPA is an interest-free, five-year forgivable second loan with no monthly payment. To participate in this program, the DPA must be paired with an NJHMFA first mortgage loan.NJHMFA Down Payment Assistance Program. The New Jersey Housing and Mortgage Finance Agency Down Payment Assistance Program helps make the mortgage process more affordable for qualified, first-time homebuyers. Down payment assistance programs and/or grants were researched by the team at FHA.com.The New Jersey HomeSeeker Program provides $10,000 for first-time homebuyers and veterans to use as downpayment and/or closing cost assistance when purchasing a home in Atlantic, Burlington, Camden, Essex, Gloucester, Mercer, Passaic or Union counties.The funds are provided as a 0% interest loan that is forgiven in five years. To participate in HomeSeeker, homebuyers must obtain first mortgage ...Smart Start is available to participants in NJHMFA's Homeward Bound Program who are purchasing homes in Smart Growth Areas. Want to get your homeownership journey off to a Smart Start? Contact one of NJHMFA's Participating Lenders and ask about how you can take advantage of this great program.Active members of the New Jersey Police and Firefighter Retirement System (PFRS) with one year of creditable service are eligible for this program. Members may buy a home (first-time or trade up) or refinance an existing home. Maximum mortgage amount is $484,350. Interest rate is 30 year fixed.
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