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Capital structure Analysis of Indian Oil Corporation Limited (IOCL)
Capital structure Analysis of Indian Oil Corporation Limited IOCL
fundamental and technical analysis of equities
fundamental and technical analysis of equities
Frequently Asked Questions on Retirement - AccountingCapital
Frequently Asked Questions on Retirement - AccountingCapital
Securitization 2
Securitization 2
Credit images Source
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what are secured and unsecured loans which is better accountingcapital : Secured debts are secured by an asset, such as a house or car. The asset serves as collateral for the debt (hence why it's called a "secured" debt). Lenders place a lien on the asset, giving them the right to seize (e.g., repossess or foreclose) it if you become delinquent. If the lender takes the asset, it will be sold (often at an auction).Loans and other financing methods available to consumers fall under two main categories: secured and unsecured debt. The primary difference between the two is the presence or absence of collateral ...When you're borrowing money, you need to know if the debt is secured or unsecured. Find out how to tell -- and why the difference matters. Image source: Getty Images. Chances are good you'll need ...Personal loans can be secured or unsecured. A secured loan can have a lower interest rate, but you’ll need collateral, like a savings account, to back the loan. An unsecured personal loan doesn’t require an asset, but you’ll likely pay a higher rate.The borrowing limits for secured loans are typically higher than those for unsecured loans because of the presence of collateral Common types of secured loans include mortgages and vehicle loans. How is an unsecured loan different? An unsecured loan is money that you borrow without using collateral.Secured loans and unsecured loans have several differences, but the most important to remember is that secured loans are literally “secured” against items owned by the person needing the loan, while unsecured loans are not.Learn the differences between secured and unsecured credit and how they differ from other loans with this from Better Money Habits. Learn the differences between secured and unsecured credit and how they differ from other loans with this from Better Money Habits. Close 'last page visited' modal.Secured loans are those that require some type of collateral to qualify, and because of this collateral, they pose less risk to a lender. Unsecured loans have a higher risk to the lender because no collateral is required, which means you may pay more in interest to help offset that added risk.The most common types of unsecured loan are credit cards, student loans, and personal loans. Secured loan vs. unsecured loan: which is right for you? There are a couple factors that go into deciding on a secured vs. unsecured loan. A secured loan is normally easier to get, as there's less risk to the lender.People sometimes choose secured loans because their credit history will not allow them to get approved for an unsecured loan. Because secured loans are backed by assets, lenders have lower risk in extending a loan to you. Secured loans also allow borrowers to get approved for higher loan limits.
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